Personal Finance Advice and Commentary

Thursday, April 30, 2015 3:57 pm
By Sheyna Steiner · Bankrate.com

Many 401(k) accounts reflect extreme asset allocation, with 100 percent invested in stocks or no stocks at all. For younger or older investors, that is a problem.

Wednesday, April 29, 2015 1:57 pm
By Sheyna Steiner · Bankrate.com

See if Janet Yellen and the Fed have given new clues on when rock-bottom rates will end.

Thursday, April 23, 2015 4:00 pm
By Sheyna Steiner · Bankrate.com

Buying a CD through a brokerage may lead to higher CD rates. Be sure to understand the complexities of the deal though.

Thursday, April 16, 2015 4:25 pm
By Sheyna Steiner · Bankrate.com

The fiduciary standard is the highest standard of care. A fiduciary must only give advice that is in the client’s best interest

Tuesday, April 14, 2015 3:50 pm
By Sheyna Steiner · Bankrate.com

Lists detailing the best and worst performing mutual funds over a given time period can be useful — but the reason why might surprise you.

Tuesday, April 07, 2015 4:14 pm
By Sheyna Steiner · Bankrate.com

A former NFL player ran a Ponzi scam, the SEC says. Will Allen and his partner claimed to lend money to pro athletes, with a promise to investors of up to 18 percent in interest.

Friday, April 03, 2015 1:14 pm
By Sheyna Steiner · Bankrate.com

Since December 2008, interest rates set by the central bank have been virtually zero, leading to low CD rates and even lower savings account and money market account rates.

Tuesday, March 31, 2015 10:46 am
By Sheyna Steiner · Bankrate.com

It takes money to make money. The best investor in the world won’t get anywhere without frugality, saving and a commitment to living debt-free.

Thursday, March 19, 2015 1:00 pm
By Sheyna Steiner · Bankrate.com

The megabanks, Chase, Bank of America and so on, typically have little incentive to pay high CD rates.

Wednesday, March 18, 2015 1:58 pm
By Sheyna Steiner · Bankrate.com

Fed keeps a key rate the same but signals a possible rate hike in the future.

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