Personal Finance Advice and Commentary

Thursday, April 16, 2015 4:25 pm
By Sheyna Steiner · Bankrate.com

The fiduciary standard is the highest standard of care. A fiduciary must only give advice that is in the client’s best interest

Tuesday, April 14, 2015 3:50 pm
By Sheyna Steiner · Bankrate.com

Lists detailing the best and worst performing mutual funds over a given time period can be useful — but the reason why might surprise you.

Tuesday, April 07, 2015 4:14 pm
By Sheyna Steiner · Bankrate.com

A former NFL player ran a Ponzi scam, the SEC says. Will Allen and his partner claimed to lend money to pro athletes, with a promise to investors of up to 18 percent in interest.

Friday, April 03, 2015 1:14 pm
By Sheyna Steiner · Bankrate.com

Since December 2008, interest rates set by the central bank have been virtually zero, leading to low CD rates and even lower savings account and money market account rates.

Tuesday, March 31, 2015 10:46 am
By Sheyna Steiner · Bankrate.com

It takes money to make money. The best investor in the world won’t get anywhere without frugality, saving and a commitment to living debt-free.

Thursday, March 19, 2015 1:00 pm
By Sheyna Steiner · Bankrate.com

The megabanks, Chase, Bank of America and so on, typically have little incentive to pay high CD rates.

Wednesday, March 18, 2015 1:58 pm
By Sheyna Steiner · Bankrate.com

Fed keeps a key rate the same but signals a possible rate hike in the future.

Wednesday, March 18, 2015 1:52 pm
By Sheyna Steiner · Bankrate.com

A new study found that most investors make basic mistakes with their investment portfolios, including a lack of diversification and paying too much in fees.

Friday, March 13, 2015 12:24 pm
By Sheyna Steiner · Bankrate.com

Investing isn’t hard. The easiest way to invest for the long-term, with index funds, is also the most rewarding, as indexes beat most active funds hands down.

Tuesday, March 10, 2015 2:04 pm
By Sheyna Steiner · Bankrate.com

Investing is only one piece of the retirement puzzle. In order to quit working, most people have to rethink priorities and get off the consumer treadmill.

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