Personal Finance Advice and Commentary

Friday, May 25, 2012 12:56 pm
By Polyana da Costa · Bankrate.com

Will the third try be a charm for HARP? Industry analysts seem to think so. And so does the government.

Monday, May 21, 2012 2:17 pm
By Polyana da Costa · Bankrate.com

Did you know that about 90 percent of FHA borrowers have scores in the 700 to 800 range?

Wednesday, May 16, 2012 9:21 am
By Polyana da Costa · Bankrate.com

Bank of America is offering to pay delinquent homeowners up to $30,000 if they sell their homes through short sale.

Friday, May 11, 2012 2:47 pm
By Polyana da Costa · Bankrate.com

Congress needs to remove barriers to allow borrowers to refinance and it must act quickly, says HUD Secretary Shaun Donovan.

Thursday, May 10, 2012 12:50 pm
By Polyana da Costa · Bankrate.com

If your mortgage is owned by Bank of America, you may get a pleasant surprise in the mail in the next few days.

Monday, May 07, 2012 7:35 am
By Polyana da Costa · Bankrate.com

Companies can’t force parents to give up maternity leave in order to obtain a mortgage loan. Obvious no? Not to this company.

Friday, May 04, 2012 10:12 am
By Polyana da Costa · Bankrate.com

The jobs report for April was disappointing, at best. The silver lining: it will help keep mortgage rates at or near record lows this week.

Wednesday, May 02, 2012 10:33 am
By Polyana da Costa · Bankrate.com

Fannie Mae could have saved taxpayers “significant amounts of money” if it had implemented a loan forgiveness program in 2010, according to internal documents obtained by democratic lawmakers.

Tuesday, May 01, 2012 7:31 am
By Polyana da Costa · Bankrate.com

Is it getting easier to get a mortgage? Are banks offering underwater borrowers a chance to refinance? The Federal Reserve asked banks across the country to answer some of these questions. Here is what they said.

Thursday, April 26, 2012 4:38 pm
By Polyana da Costa · Bankrate.com

Complaints from homeowners who believe they have been victims of illegal foreclosure practices are widespread.
Yet, when millions of borrowers were offered an opportunity to have their foreclosure files reviewed so they could get compensated for the wrongdoing, few accepted the opportunity.
Puzzling, no?
As a result of the robosigning scandal, regulators last year required several mortgage servicers

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