Bookmark this page
The holiday shopping season has kicked off and so have the perks and incentives from credit card companies. They want you to use their credit card as you charge your way through your holiday shopping list. Choose your card wisely because the right one could earn you some nifty savings and rewards.
Citibank is offering its Dividend
As a credit card customer, you’ve played your cards right.
You moved a hefty credit card balance to a new card with a rock-bottom rate on balance transfers. And you’ll be paying next to nothing in interest on that balance for many months to come.
And now it’s time to get serious about your credit card payments.
Are you receiving call after call from debt collectors about some unpaid credit card bills?
Take a deep breath, stay calm and get focused on your rights.
When it comes to dealing with third-party debt collectors, you’ve got plenty of rights, thanks to the Fair Debt Collection Practices Act.
And those rights apply to every single phone call you
Looking for a way to take some of the sting out of a high credit card balance?
Consider transferring the balance to a card with a rock-bottom introductory interest rate. Zero percent balance transfer deals are available, with some deals lasting for a year or more.
And some issuers are even rolling out deals offering zero percent interest
Say so long to hefty advance fees for debt relief help.
Beginning on Oct. 27, 2010, all for-profit companies that sell debt relief services over the telephone may no longer charge a fee before they settle or reduce a customer’s credit card debt or other unsecured debt.
This new rule comes courtesy of amendments to the Telemarketing Sales
