Personal Finance Advice and Commentary

Thursday, April 26, 2012 4:54 pm
By Jennie L. Phipps · Bankrate.com

Boomers are making continuing-care retirement communities rethink their business model in order to survive.

Wednesday, April 25, 2012 4:36 pm
By Jennie L. Phipps · Bankrate.com

Men are living longer than they used to — catching up to women whose lifespans aren’t lengthening as quickly as they used to.

Tuesday, April 24, 2012 5:36 pm
By Jennie L. Phipps · Bankrate.com

Some 34 percent of people pay taxes on their Social Security, which levels the playing field for those earning the highest benefits.

Monday, April 23, 2012 5:08 pm
By Jennie L. Phipps · Bankrate.com

Today’s Social Security report says by the time leading-edge boomers are 88, the program will be able to pay only 75 percent of benefits.

Sunday, April 22, 2012 6:00 am
By Jennie L. Phipps · Bankrate.com

Health care analysts and former President Jimmy Carter all say that Medicare needs reform, but they don’t agree on how to do it.

Thursday, April 19, 2012 4:04 pm
By Jennie L. Phipps · Bankrate.com

Dick Clark, who died Wednesday at 82, lived his later decades to the max and remained “America’s Oldest Teenager.”

Wednesday, April 18, 2012 5:14 pm
By Jennie L. Phipps · Bankrate.com

Fidelity Investments, which is the largest provider of retirement plans in the country, has projected retirement readiness among Americans.

Tuesday, April 17, 2012 4:58 pm
By Jennie L. Phipps · Bankrate.com

Workplace retirement savings plans, including 401(k)s and IRAs, are tax loopholes that benefit taxpayers at all income levels.

Monday, April 16, 2012 5:17 pm
By Jennie L. Phipps · Bankrate.com

The most compelling reason for employers to offer employees help getting ready for retirement is to discourage them from staying too long on the job.

Sunday, April 15, 2012 6:00 am
By Jennie L. Phipps · Bankrate.com

Retirees want three things from their retirement income:

A very low risk of outliving their money.
Predictable, consistent availability of income.
Enough liquidity that they feel flexible enough to pay for emergencies — or splurges.

But as the Rolling Stones sang, “You can’t always get what you want. But if you try sometimes, well, you might find you get

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