Personal Finance Advice and Commentary

African Americans earn less, save less and support extended families, making retirement planning more difficult.

Boomers hoping to retire are putting their small businesses up for sale in record numbers.

Proposed retirement plan would help small company employers and the self-employed save.

If you’re 59 1/2 and still working, you can probably move your 401(k) out of your employer’s plan and into an IRA, gaining more investment opportunities.

Newer hybrid policies come with some interesting features to make them more appealing to consumers.

An increasing number of “factoring” companies are offering loans or outright deals to buy pension rights. Just say no.

Shop around to discover your options for buying insurance before you’re eligible for Medicare.

Here are five creative ways to tell Mom just how great she is.

Medicare is pricey and it isn’t perfect, but the three proposals most often offered to make it less costly may not work, a new study says.

Fixing troubled, multiemployer union pensions won’t be easy.