Personal Finance Advice and Commentary

Wednesday, September 17, 2014 11:09 am
By Holden Lewis · Bankrate.com

The new housing secretary delivered his first major speech since taking office. What’s his top priority? He doesn’t say.

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Tuesday, July 08, 2014 5:14 pm
By Holden Lewis · Bankrate.com

Regulatory agencies believed it was necessary to alert banks that some of their customers will soon have trouble paying off their HELOCs.

Tags: HELOCs, news
Thursday, July 03, 2014 10:28 am
By Holden Lewis · Bankrate.com

What’s good for job-seekers is bad for mortgage shoppers. So today’s positive employment report is negative news for people who didn’t lock a mortgage rate earlier in the week.

Tuesday, June 24, 2014 11:40 am
By Holden Lewis · Bankrate.com

It’s the confusing time of the month, when corporations, lobbyists and federal regulators trumpet their stats on home sales and home prices.

Thursday, May 29, 2014 10:53 am
By Holden Lewis · Bankrate.com

FHA insurance protects the lender, not the borrower. The FHA insures the lender’s safety, not the borrower’s (or the borrower’s heirs).

Tuesday, February 25, 2014 1:44 pm
By Holden Lewis · Bankrate.com

There’s a saying that, if all you have is a hammer, everything looks like a nail. For decades, the Federal Reserve wielded only a hammer as it maintained monetary policy. Then, five years ago, it borrowed a screwdriver. Today, we saw a sign that the Fed won’t return the screwdriver it borrowed.

Wednesday, January 15, 2014 7:30 am
By Holden Lewis · Bankrate.com

Regulators are scaring lenders away from approving loans to deserving borrowers.

Tuesday, November 26, 2013 1:19 pm
By Holden Lewis · Bankrate.com

Mortgage loan limits will rise in 18 counties next year but remain the same elsewhere.

Monday, October 28, 2013 5:33 pm
By Holden Lewis · Bankrate.com

Regulators must stop choking the housing recovery, the Mortgage Bankers Association president said today.

Monday, September 30, 2013 5:39 am
By Holden Lewis · Bankrate.com

Brad Sorensen: What I would tell just a regular retail investor is that it’s important to look past and not pay too much attention to all the noise we give in the near term.

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