Personal Finance Advice and Commentary

Monday, December 15, 2014 6:05 am
By Holden Lewis · Bankrate.com

In this podcast, Bankrate’s Washington bureau chief, Mark Hamrick, talks with his guests about where the economy is headed and how we should prepare.

Friday, November 14, 2014 3:10 pm
By Holden Lewis · Bankrate.com

Remember the wise decision that Bank of America made in August 2001 in light of the decision it’s making now.

Tags: Mortgages, news
Friday, November 07, 2014 9:24 am
By Holden Lewis · Bankrate.com

When policymakers and pundits talk about home affordability, they usually discuss mortgage interest rates and student loan debt. But the underlying problem is slow wage growth.

Tags: economy
Thursday, November 06, 2014 1:53 pm
By Holden Lewis · Bankrate.com

When a lender makes a paperwork error, is justice served by forcing the lender to cancel the loan three years later?

Tags: news
Tuesday, October 28, 2014 11:59 am
By Holden Lewis · Bankrate.com

The homeownership rate keeps sinking. Now it’s at its lowest level since 1994.

Monday, October 27, 2014 3:30 pm
By Holden Lewis · Bankrate.com

Mortgage rates are influenced by bond prices, and when bond prices go up, yields and interest rates go down. But why? Here’s a brief, simplified explanation.

Tags: primer
Tuesday, October 21, 2014 5:40 pm
By Holden Lewis · Bankrate.com

A bunch of agencies are trying to expand the number of would-be homeowners who can qualify for mortgages. But I’m skeptical that these efforts will help many people.

Tags: No Tags Assigned
Tuesday, October 14, 2014 10:58 am
By Holden Lewis · Bankrate.com

I have an idea: Let’s set up a network of mortgage inspectors.

Tags: Mortgages
Thursday, October 09, 2014 5:23 pm
By Holden Lewis · Bankrate.com

In 10 months, it’s going to be easier to shop for a mortgage. And those intervening 10 months aren’t going to be easy at all for mortgage companies.

Tags: No Tags Assigned
Tuesday, October 07, 2014 4:51 pm
By Holden Lewis · Bankrate.com

Beginning Aug. 1, 2015, the Good Faith Estimate and Truth in Lending statement will be replaced by one brand-new document called the Loan Estimate. The new disclosure is a big improvement.

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