Personal Finance Advice and Commentary

Wednesday, May 18, 2016 12:25 pm
By Holden Lewis · Bankrate.com

More mortgage borrowers are reviewing their loan disclosures before they close on their homes.

Tuesday, May 10, 2016 1:30 pm
By Holden Lewis · Bankrate.com

If you are one of an unfortunate but lucky few, the government is ready to reduce the amount you owe on your mortgage.

Monday, May 02, 2016 5:06 pm
By Holden Lewis · Bankrate.com

Unless you have stellar credit, you’ll get a lower monthly house payment with an FHA loan than you will with private mortgage insurance with a tiny down payment.

Friday, April 29, 2016 12:36 pm
By Holden Lewis · Bankrate.com

Maybe the rent isn’t too high. Or maybe it’s way out of whack. It depends on your perspective.

Tuesday, April 26, 2016 10:31 am
By Holden Lewis · Bankrate.com

In the past few days, I’ve learned that a third of millennials plan to buy a home in the next year, 43% of them have subprime credit scores, and 1 in 5 expect their parents to contribute to the down payment.

Tuesday, March 29, 2016 2:53 pm
By Holden Lewis · Bankrate.com

The Federal Reserve probably will raise rates slowly, and over several years, Fed Chairwoman Janet Yellen says.

Tuesday, March 01, 2016 12:00 pm
By Holden Lewis · Bankrate.com

The last couple of days have brought reminders of the housing bubble. “The Big Short” won the Academy Award for best adapted screenplay, and the Washington Post had fun digging up the history of Trump Mortgage, which opened its doors in spring 2006. “I think it’s a great time to start a mortgage company,” Trump

Friday, October 02, 2015 2:01 pm
By Holden Lewis · Bankrate.com

Starting Saturday, you’ll get easier-to-understand disclosure papers when you apply for a mortgage.

Tags: Mortgages
Wednesday, August 05, 2015 1:11 pm
By Holden Lewis · Bankrate.com

Good news today for folks who can afford to borrow a half-million or more to buy a house: J.P. Morgan is the latest bank to ease its lending standards for jumbo mortgage.

Tags: gnews, news
Thursday, June 18, 2015 11:09 am
By Holden Lewis · Bankrate.com

The rollout of easier-to-use mortgage documents has been delayed three months.

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