Personal Finance Advice and Commentary

Friday, November 21, 2014 6:00 pm
By Dr. Don Taylor · Bankrate.com

A shared care policy allows you to pool your benefits. If you each have a three-year care policy, that’s six years of combined benefits.

Wednesday, November 19, 2014 6:00 am
By Dr. Don Taylor · Bankrate.com

Along with knowing your rights under the Fair Debt Collection Practices Act, you should know your debts and credit account listings.

Wednesday, November 12, 2014 8:00 am
By Dr. Don Taylor · Bankrate.com

For those of you who believe that charity begins at home, a type of gifting takes place this time of year. It’s gifting, typically to family members, using the annual gift tax exclusion.

Monday, November 10, 2014 6:00 pm
By Dr. Don Taylor · Bankrate.com

The active investor wants to go beyond benchmarking to determine if his or her active strategy actually has paid off.

Wednesday, November 05, 2014 8:00 am
By Dr. Don Taylor · Bankrate.com

On the retirement income front, it may make more sense to spend retirement savings upfront to delay Social Security benefits until a point somewhere between full retirement age and age 70.

Monday, November 03, 2014 6:30 am
By Dr. Don Taylor · Bankrate.com

The question becomes, how often should you rebalance? It makes a difference where you hold the investments.

Wednesday, October 29, 2014 8:00 am
By Dr. Don Taylor · Bankrate.com

For seniors who have a defined benefit plan or pension plan, the pension payout options typically offer lump sum, single life and joint life options.

Monday, October 27, 2014 11:30 am
By Dr. Don Taylor · Bankrate.com

The investor policy statement should address whether you are willing to make tactical asset allocation decisions in your portfolio.

Wednesday, October 22, 2014 6:00 pm
By Dr. Don Taylor · Bankrate.com

An initial 5 percent withdrawal rate from a retirement portfolio is risky; 6 percent or more is gambling.

Wednesday, October 22, 2014 8:00 am
By Dr. Don Taylor · Bankrate.com

Delayed retirement credits are earned when workers delay receiving benefits after their full retirement age up to age 70.

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