Personal Finance Advice and Commentary

Monday, May 25, 2015 7:00 am
By Dr. Don Taylor · Bankrate.com

An investor can buy a put option to protect against downside risk of a stock or stock market index investment declining in value.

Friday, May 22, 2015 1:53 pm
By Dr. Don Taylor · Bankrate.com

The Senior Citizens League’s “2015 Survey of Senior Costs” showed a dramatic drop in inflation over the past year, due mostly to falling oil prices.

Wednesday, May 20, 2015 7:00 am
By Dr. Don Taylor · Bankrate.com

When you’re a senior, the talk is more likely to mean letting your family know your concerns and wishes for end-of-life care.

Tuesday, May 19, 2015 12:51 pm
By Dr. Don Taylor · Bankrate.com

The Fed is done with QE, but the European Central Bank’s foray into this economic experiment is just getting started.

Friday, May 15, 2015 4:08 pm
By Dr. Don Taylor · Bankrate.com

Assisted living is expensive, and there are alternatives to it like personal home care that may be less expensive. The point is that seniors need a long-term care plan.

Thursday, May 14, 2015 12:30 pm
By Dr. Don Taylor · Bankrate.com

For 6 in 10 (59 percent) employed retirees, the primary reasons they work are nonfinancial, including to stay mentally alert (18 percent), to remain physically active (15 percent) or to have a sense of purpose (14 percent).

Monday, May 11, 2015 5:12 pm
By Dr. Don Taylor · Bankrate.com

Investors have gotten their heads turned by the tax-free income aspect of municipal bonds, but the decision on whether to own munis is more complex than just the tax status.

Friday, May 08, 2015 7:00 am
By Dr. Don Taylor · Bankrate.com

The problem with self-insurance is that you don’t know when you’ll need the coverage. It’s not just for seniors; many people aren’t saving enough for retirement now.

Wednesday, May 06, 2015 11:23 am
By Dr. Don Taylor · Bankrate.com

A person with a fiduciary responsibility, meaning the obligation to put the client’s interests first, can be an alternative when choosing a person to monitor the accounts.

Monday, May 04, 2015 7:00 am
By Dr. Don Taylor · Bankrate.com

The herd instinct is a mentality that rears its ugly head when individual decision-making goes out the window and people invest in the same way as everybody else.

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