Personal Finance Advice and Commentary

Wednesday, April 15, 2015 6:00 pm
By Dr. Don Taylor · Bankrate.com

Now’s the time to consider other ways to reduce future required minimum distributions (RMDs) too, such as Roth conversions and purchase of a qualified longevity annuity contract.

Wednesday, April 08, 2015 7:00 am
By Dr. Don Taylor · Bankrate.com

When you accept that there’s not a one-size-fits-all withdrawal rate, you can move forward with approaches to estimating sustainable spending each year based on your portfolio’s valuation.

Monday, April 06, 2015 6:00 pm
By Dr. Don Taylor · Bankrate.com

The issue in waiting until April 15, 2015 to fund 2014′s IRA contributions is that you’re losing up to 15 months’ worth of investment returns.

Friday, April 03, 2015 9:13 am
By Dr. Don Taylor · Bankrate.com

Considering health care costs, a long-term care strategy and managing longevity risk, the goal of not running out of retirement income requires a lot of financial planning.

Tuesday, March 31, 2015 6:00 pm
By Dr. Don Taylor · Bankrate.com

Doing triage in deciding what stays and what goes will become a more immediate need once your house sells and you know the floor plan of your new home.

Monday, March 30, 2015 6:00 pm
By Dr. Don Taylor · Bankrate.com

This bracket exercise is that it forces consumers to consider a lot of different financial planning practices rather than just looking at investments, taxes, credit and spending.

Friday, March 27, 2015 12:00 pm
By Dr. Don Taylor · Bankrate.com

The non-borrowing spouse of a HECM entered into prior to Aug. 4, 2014, may — providing certain conditions are met — be named on the mortgage after the death of the primary borrower.

Wednesday, March 25, 2015 12:00 pm
By Dr. Don Taylor · Bankrate.com

What I’m not sure if we should admire Read for the size of his estate or feel sorry for him because he didn’t use his wealth during his lifetime for life goals.

Tuesday, March 24, 2015 6:00 pm
By Dr. Don Taylor · Bankrate.com

Paying back a pension advance or pension loan, plus the high interest and fees that loans and advances typically include, can threaten retirement security.

Saturday, March 21, 2015 7:00 am
By Dr. Don Taylor · Bankrate.com

The Social Security Administration is looking at the recency of a person’s Medicare claims as a signal of whether a person is deceased.

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