Personal Finance Advice and Commentary

Thursday, February 11, 2016 2:24 pm
By Dr. Don Taylor · Bankrate.com

People age 65+ are 34% more likely to lose money in a scam than someone in their 40s.

Thursday, February 04, 2016 4:16 pm
By Dr. Don Taylor · Bankrate.com

Loan origination isn’t free, even when there are no upfront fees. When you take out a personal loan you’re paying the expense involved with loan origination.

Tuesday, February 02, 2016 12:59 pm
By Dr. Don Taylor · Bankrate.com

Like all forms of credit, personal loan lenders use risk-based pricing. The worse your credit is, the higher the interest rate on your loan.

Tuesday, February 02, 2016 12:57 pm
By Dr. Don Taylor · Bankrate.com

On Monday, the U.S stock market opened lower on weak economic news out of China and lower oil prices. If China’s economy catches a cold, does Europe get the flu?

Friday, January 29, 2016 10:37 am
By Dr. Don Taylor · Bankrate.com

Debt consolidation, home improvements and major purchases are the top reasons people choose personal loans. Others include financing a vacation, paying your taxes or paying for medical expenses.

Thursday, January 28, 2016 10:11 am
By Dr. Don Taylor · Bankrate.com

Employers have moved away from offering pension plans with their defined benefits to offering defined contribution plans where the employee contributes from his or her salary and the employer may offer a matching contribution to a 401(k).

Monday, January 25, 2016 3:20 pm
By Dr. Don Taylor · Bankrate.com

If you’re 50 or older, catch-up contributions can help get your retirement savings back on track and correct the financial mistake of not contributing earlier in your career.

Friday, January 22, 2016 1:19 pm
By Dr. Don Taylor · Bankrate.com

The CFPB says, “When employees choose a lump-sum payout instead of a monthly pension payment, the responsibility for managing and investing the pension money shifts from the employer to the employee.

Monday, January 18, 2016 7:20 am
By Dr. Don Taylor · Bankrate.com

Whether or not they work with an investment professional, investors should know their risk tolerance and how it shapes portfolio asset allocation decisions.

Friday, January 15, 2016 10:58 am
By Dr. Don Taylor · Bankrate.com

January is Clean Up Your Computer Month. Bankrate offers tips for seniors to protect their privacy and security online. The advice applies to anyone.

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