Personal Finance Advice and Commentary

Tuesday, April 05, 2016 11:31 am
By Dr. Don Taylor · Bankrate.com

Investors face 2 major r risks: risk to principal and risk to purchasing power. Savers are more concerned about one, and investors are more concerned about the other.

Wednesday, March 30, 2016 9:33 am
By Dr. Don Taylor · Bankrate.com

State banking and securities authorities have a lot of say over whether peer-to-peer lenders and P2P investors can operate in their states.

Tuesday, March 29, 2016 6:30 pm
By Dr. Don Taylor · Bankrate.com

The top 4 responses from all bracket participants were: 1. Live within your means; 2. Start saving early; 3. Rein in debt, and 4. Use credit responsibly.

Wednesday, March 23, 2016 7:05 am
By Dr. Don Taylor · Bankrate.com

The National Reverse Mortgage Lenders Association reports that America’s seniors have $5.83 trillion in home equity, which is 16% more than the pre-recession peak.

Tuesday, March 22, 2016 3:47 pm
By Dr. Don Taylor · Bankrate.com

Nine in 10 working Americans believe they should be investing for retirement, but only three-quarters are taking any action.

Sunday, March 20, 2016 7:05 am
By Dr. Don Taylor · Bankrate.com

The most popular reasons to take out a personal loan are for paying off credit cards and refinancing existing loans.

Wednesday, March 16, 2016 10:27 am
By Dr. Don Taylor · Bankrate.com

The lack of a cost-of-living increase for Social Security recipients in 2016 also means that the majority of Medicare beneficiaries will not have an increase in the Medicare Part B premiums this year.

Wednesday, March 16, 2016 9:17 am
By Dr. Don Taylor · Bankrate.com

Along with financing current living expenses, taxes, insurance and staying current on loan payments, the household budget needs to allocate funds to investing for future life goals.

Friday, March 11, 2016 1:54 pm
By Dr. Don Taylor · Bankrate.com

Lending Club, a major P2P lender, uses WebBank to originate the loans that Lending Club securitizes. Investors buy the securities which are backed by the loans. By the end of 2015, Lending Club had issued almost $16 billion in loans.

Thursday, March 10, 2016 10:26 am
By Dr. Don Taylor · Bankrate.com

According to the report, the attitudes, activities and mindsets they think are most likely to be found in a satisfied retiree include being busy and active (90%), independent (64%) and involved with volunteer work (33%).

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