smart spending

Video: 5 money secrets from the Elf on the Shelf

Your elf is back from the North Pole. Great news! Except, now you need Elf on the Shelf ideas.

Here are five Bankrate-approved ideas for teaching your kids to be money-smart like their favorite visiting elf.

  1. Before buying a new car, a smart elf test-drives.
  2. A money-smart elf cuts costs of his morning coffee by making a cup at home.
  3. To protect his identity, a money-smart elf cuts up old credit cards.
  4. He compares mortgage rates and figures his payment before buying a home. 
  5. And he uses a smart thermostat to manage his electric bill.

Is your Elf on the Shelf money-smart? Send in your favorite elf pictures for possible inclusion in a future story!

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