CD rates for April 10, 2014


I'm Greg McBride, chief analyst with, and here is your weekly look at yields on certificates of deposit.

There has been very little in the way of movement on CD yields recently, with no clear trend. This week we saw the average one-year and two-year CDs inch higher to 0.24 percent and 0.38 percent, respectively. In both cases, this was the first movement posted in a couple of months.

When sustained improvement comes, it will be seen first in longer maturity CDs. But even here, there is still an absence of good news. The average four-year and five-year CD yields have been stuck in the same, very narrow range for the past year.

Even with record low yields, it is still important to shop around for the best possible returns. To find the best yields on all CD maturities, as well as other savings instruments, go to

I'm Greg McBride.


Show Bankrate's community sharing policy
          Connect with us

A little research could save you BIG on interest.

Don't have time? Our rate-tracker tool saves you time and money. Delivered Thursdays.
Partner Center


Tara Baukus Mello

Labor Day road trips to increase

AAA Travel projects that 34.7 million Americans will travel more than 50 miles from home this Labor Day weekend, the highest volume since before the 2008 recession.  ... Read more

Connect with us