What is an uninsured driver or motorist?
The Bankrate.com financial term of the day is: "uninsured driver or motorist."
A person who gets behind the wheel is supposed to have car insurance. But the fact is, some people who are out there on the roads lack coverage. To protect yourself, you want to be sure your auto insurance covers an uninsured driver or motorist. This part of your policy would compensate you and any passengers for injuries -- and maybe damage, too -- caused by a driver who does not have the insurance to pay those bills.
Uninsured driver or motorist coverage within your auto insurance policy can help make you whole after you've been hit by a driver without insurance.
To shop for insurance to fit your family's needs, visit the Insurance section at Bankrate.com.