What is an underinsured driver?
The Bankrate.com financial term of the day is: "underinsured driver."
Let's say you're in a serious accident, the other driver is at fault and doesn't have enough insurance to cover all of your medical bills or all of the damage to your car. Your own insurance would help make up the difference through the underinsured driver coverage in your policy.
When you're hit by someone with lousy driving skills whose insurance is lacking, too, your underinsured driver insurance helps protect you.
To get an insurance quote, visit the Insurance section at Bankrate.com.