What is a surcharge?
The Bankrate.com financial term of the day is: "surcharge."
When a crash is your fault, or if you get a traffic ticket, your auto insurance company will not be happy. Typically, a surcharge, or additional cost, will be tacked on to your premium to reflect the insurer's perception that you're a bigger risk.
Cause an accident or break the traffic laws and it will cost you, probably in many ways -- including with a surcharge added to your car insurance bill.
To shop for insurance to fit your family's needs, visit the Insurance section at Bankrate.com.