insurance

What is a pre-existing condition?

 

What is a pre-existing condition?

The Bankrate.com financial term of the day is: "Pre-Existing Condition"

Face it -- you've got a history. And where your health and health insurance are concerned, that history might include a pre-existing condition, a medical issue you were dealing with before your current coverage. Examples of pre-existing conditions include asthma, heart disease, high blood pressure or cancer. Laws are making it harder for insurance companies to refuse to cover pre-existing conditions. A 2004 law put limits on the amount of time in which a health plan may exclude coverage for a new member's pre-existing conditions. The Obama health care law prohibits any health insurance discrimination against patients with pre-existing conditions, starting in 2014.

Pre-existing conditions are the baggage you bring to a new health insurer.

To get a quote on a new insurance plan, visit the Insurance section at Bankrate.com.
 

advertisement

Show Bankrate's community sharing policy
          Connect with us
advertisement
 

A little research could save you BIG on interest.

Don't have time? Our rate-tracker tool saves you time and money. Delivered Thursdays.
 
advertisement
Partner Center
advertisement

Blog

Tara Baukus Mello

Air bag recall hits 7.8M cars

About 7.8 million cars have been recalled due to a possible problem with the airbags that could cause them to deploy unexpectedly.  ... Read more


Connect with us