insurance

What is a pre-existing condition?

 

What is a pre-existing condition?

The Bankrate.com financial term of the day is: "Pre-Existing Condition"

Face it -- you've got a history. And where your health and health insurance are concerned, that history might include a pre-existing condition, a medical issue you were dealing with before your current coverage. Examples of pre-existing conditions include asthma, heart disease, high blood pressure or cancer. Laws are making it harder for insurance companies to refuse to cover pre-existing conditions. A 2004 law put limits on the amount of time in which a health plan may exclude coverage for a new member's pre-existing conditions. The Obama health care law prohibits any health insurance discrimination against patients with pre-existing conditions, starting in 2014.

Pre-existing conditions are the baggage you bring to a new health insurer.

To get a quote on a new insurance plan, visit the Insurance section at Bankrate.com.
 

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