What is medically necessary?
The Bankrate.com financial term of the day is: "Medically Necessary."
There are some visits to the doctor or hospital that health insurance won't pay for. Examples might include when you go for an anti-wrinkle treatment on your forehead or if you have plastic surgery to give you a new nose because you can't stand the one you were born with. Insurance typically won't cover these things because they're not seen as medically necessary, meaning needed for your health.
A treatment that's medically necessary would be considered more important for your life than your looks.
To get a quote on a new insurance plan, visit the Insurance section at Bankrate.com.