What is long-term care insurance?
The Bankrate.com financial term of the day is: "Long-term care insurance."
Long-term care insurance might be considered similar to flood insurance, or earthquake insurance -- one of those policies you buy and hope you never have to use. But if you find yourself needing it, you're going to be glad you have it. Long-term care insurance covers your treatment in a nursing home or extended care facility -- which could be very expensive and is typically not covered by traditional health insurance or Medicare. The insurance isn't cheap either, costing thousands of dollars per year. Concerned about how you'd afford it if you became the worst kind of sick? You'd want to buy long-term care insurance.
To get a quote on long-term care insurance, visit the insurance section at Bankrate.com.
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