What is an insurance exclusion?
The Bankrate.com financial term of the day is: "Insurance Exclusion."
Sometimes, an insurance policy will just say "no." An insurance exclusion is something that explicitly is not covered. Life insurance policies have an exclusion for suicide -- they won't pay death benefits if the insured person takes his or her own life. A health plan exclusion would be coverage for cosmetic surgery. Insurance won't pay for that. Your car insurance might have an exclusion for theft if the reason your car was stolen is that you were dumb enough to leave it running in the driveway with the key in the ignition and the doors unlocked.
When you're insured, you're protected -- except when there's any insurance exclusion in the policy.
To get an insurance quote, visit the Insurance section at Bankrate.com.
Get in the habit of reviewing your policies annually -- you could save money by doing so.
Most women don't have a policy or are under-insured.
Not sure when to review your insurance policy? Experts share their thoughts on when to do so.
Do you have a life insurance policy for your dependents? Is it enough?
Shopping for insurance? Follow these tips from top experts in the insurance field.
Have fallen gas prices given Americans a reason to increase their discretionary income?
Not all items at dollar stores are good deals. But here are five finds that can be bargains.
You've still got plenty of time. Take advantage of tax-favorable vehicles such as a 401(k) plan and IRA.
Mortgage rates jumped for a second straight week.
CD yields continued their erosion this week.
Bankrate wants to hear from you and encourages thoughtful and constructive comments. We ask that you stay focused on the story topic, respect other people's opinions, and avoid profanity, offensive statements, illegal contents and advertisement posts. Comments are not reviewed before they are posted. Bankrate reserves the right (but is not obligated) to edit or delete your comments. Please avoid posting private or confidential information, and also keep in mind that anything you post may be disclosed, published, transmitted or reused.
By submitting a post, you agree to be bound by Bankrate's terms of use. Please refer to Bankrate's privacy policy for more information regarding Bankrate's privacy practices.