What is homeowner liability insurance?
The Bankrate.com financial term of the day is: "homeowner liability insurance."
Standard home insurance covers not only damage done to your home and belongings, but also any damage or injury that you, other members of your family, and even your pets cause to others. Your policy will provide protection from lawsuits if a friend trips and is injured in your home, if your kid's baseball breaks a neighbor's window, or if your dog sinks its teeth into the letter carrier's leg. You may want to purchase additional homeowner liability insurance beyond the minimum coverage provided by your policy.
Homeowner liability insurance will CYA -- cover your assets -- in the event of lawsuits when you or yours are at fault.
To shop for insurance to fit your family's needs, visit the Insurance section at Bankrate.com.
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