What is a high-risk driver?


What is a high-risk driver?

The financial term of the day is: "high-risk driver."

Insurance companies don't like customers who could potentially cost them a lot of money. Auto insurers are wary of the high-risk driver who might be more likely to file a claim. This could be someone whose record already shows a few accidents or traffic tickets, or maybe a teenager who doesn't yet have a driving history, or even someone who owns the type of sports car that you buy if you don't really plan on sticking to the speed limit. A high-risk driver typically pays more for car insurance.

If your insurer considers you a high-risk driver, you'll need to establish a good driving record to get in the company's good graces and lower your rates.

To get an insurance quote, visit the Insurance section at


Show Bankrate's community sharing policy

Connect with us