What is hazard insurance?
The Bankrate.com financial term of the day is: "hazard insurance." Home insurance is sometimes referred to by another name that's more of a grabber: hazard insurance. A homeowners policy will cover damage from natural hazards such as fire, lightning or hail. However, floods and earthquakes are two hazards that require separate, special coverage.
Life isn't always blue sky and sunshine. For these reasons, home insurance is often called hazard insurance.
To get a quote on a new insurance plan, visit the Insurance section at Bankrate.com.
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