What is a flat maternity benefit?


What is flat maternity benefit?

The financial term of the day is: "flat maternity benefit."

Have you had a baby lately? It is expensive, with the hospital costs alone running into the thousands of dollars, according to U.S. government data. The sky isn't the limit for what health insurers will pay for bringing a baby into the world. Some plans offer what's called a flat maternity benefit, meaning that they pay a strict, standard amount for maternity care in the hospital, regardless of what the services actually cost.

A flat maternity benefit is a baby gate, of sorts, holding in coverage for childbirth.

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