What is disability income insurance?
The Bankrate.com financial term of the day is: "disability income insurance."
How would you get paid if your health took such a seriously bad turn that you'd use up all of your sick days and still couldn't go back to work? That's when you need disability income insurance -- or, more simply, disability insurance. These policies provide some income when yours is lost because you've become sick or disabled. Your employer might provide disability coverage, or you can buy a private, individual policy, or there are government-sponsored programs, such as Social Security disability.
Disability income insurance protects you from going broke when you can't go to work because of a serious health issue.
To get an insurance quote, visit the Insurance section at Bankrate.com.