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What is disability income insurance?

 

What is disability income insurance?

The Bankrate.com financial term of the day is: "disability income insurance."

How would you get paid if your health took such a seriously bad turn that you'd use up all of your sick days and still couldn't go back to work? That's when you need disability income insurance -- or, more simply, disability insurance. These policies provide some income when yours is lost because you've become sick or disabled. Your employer might provide disability coverage, or you can buy a private, individual policy, or there are government-sponsored programs, such as Social Security disability.

Disability income insurance protects you from going broke when you can't go to work because of a serious health issue.

To get an insurance quote, visit the Insurance section at Bankrate.com.

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Auto Insurance Averages
Product Rate
Auto - Couple, age 30
$ 1638.13
Auto - Couple, age 45
$ 2794.86
Auto - Female, age 50
$ 1505.29
Auto - Male, age 50
$ 1561.24
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