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15 yr fixed
30 yr fixed
5/1 ARM
30 yr FHA Mortgage
5/1 ARM (interest only)
30 yr fixed average
4.96%
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30K FICO-based Home Equity Loan
50K FICO-based Home Equity Loan
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30K FICO-based HELOC
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100K FICO-based HELOC
30K FICO-based HELOC average
5.29%
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48 Mo New Car
60 Mo New Car
48 Mo Used Car
36 Mo Auto Refi
48 Mo New Car average
6.79%
Auto insurance
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Auto - 30-YR Old Couple average
$1724
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Stafford Loan Rate-in school
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30K FICO-based Home Equity Loan
Stafford Loan Rate-in school average
6.80%
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3 Mo CD
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1 Yr CD average
1.75%
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All Variable average
11.68%
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0.58%
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Overnight Averages
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Product
Rate
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Last week
30 yr fixed
4.96%
5.03%
15 yr fixed
4.53%
4.56%
5/1 ARM
4.21%
4.19%
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Rate
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Last week
30K HELOC
5.29%
5.27%
30K Home Equity Loan
8.36%
8.32%
50K HELOC
5.02%
4.99%
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Rate
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Last week
48 Mo Used Car
7.02%
7.10%
48 Mo New Car
6.79%
6.80%
36 Mo Used Car
7.15%
7.22%
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Yield
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Last week
6 Mo CD
1.23%
1.27%
1 Yr CD
1.75%
1.72%
5 Yr CD
2.93%
2.94%
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5 Yr CD
6 Mo CD
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Product
Rate
Low Interest Cards
9.71%
Balance Transfer Cards
14.54%
All Variable
11.68%
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By
Holden Lewis
Mortgage Matters Blog
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mortgage
Lender tricks no treat
Banks, like car dealers, try to trip up consumers with a well-practiced array of tricks.
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