credit

What is a merged credit report?

 

What is a merged credit report?

The Bankrate.com financial term of the day is: "Merged Credit Report."
Lots of things come in threes: bears, wise men, Detroit automakers, Charlie's Angels -- and credit bureaus. The big three -- Equifax, Experian and TransUnion -- keep records and issue reports on how well each of us handles debt. That's valuable information for anyone who might have to decide whether to lend to us in the future. A merged credit report combines all the tattletale information from the three credit agencies into one summary. 

The three major credit bureaus keep separate tabs on your credit. Those credit histories can be blended into one merged credit report.

For more information on credit reporting, visit the debt management section at Bankrate.com.
 
Find out your credit score for free at myBankrate.com.

advertisement

Show Bankrate's community sharing policy
          Connect with us
Product Rate Change Last week
Balance Transfer Cards 16.23%  0.01 16.24%
Cash Back Cards 16.49% --0.00 16.49%
Low Interest Cards 11.27% --0.00 11.27%
 
Search
advertisement
CREDIT CARDS WEEKLY NEWSLETTER
Credit cards on a table

Get advice for managing credit cards, building your credit history and improving your credit score. Delivered weekly.

advertisement

Credit Card Blog

Jeanine Skowronski

Don’t help crooks crack your card

The Federal Trade Commission is warning consumers about a new scam called card-cracking, which involves turning over your bank account information, PIN number or online banking credentials to crooks.  ... Read more

Partner Center
advertisement

Connect with us