What is a merged credit report?
The Bankrate.com financial term of the day is: "Merged Credit Report." Lots of things come in threes: bears, wise men, Detroit automakers, Charlie's Angels -- and credit bureaus. The big three -- Equifax, Experian and TransUnion -- keep records and issue reports on how well each of us handles debt. That's valuable information for anyone who might have to decide whether to lend to us in the future. A merged credit report combines all the tattletale information from the three credit agencies into one summary.
The three major credit bureaus keep separate tabs on your credit. Those credit histories can be blended into one merged credit report.
With the Fed's pledge to keep interest rates low through 2015, are you tempted to take out a loan?
Bankrate separates fact from fiction when it comes to building better credit.
Becoming debt free may feel impossible, but with a payment strategy you can succeed.
Don't reduce future spending by financing your current lifestyle with credit.
Can't make the agreed upon loan payments to your lender? Then you are in default.
Do you have a life insurance policy for your dependents? Is it enough?
Have fallen gas prices given Americans a reason to increase their discretionary income?
Not all items at dollar stores are good deals. But here are five finds that can be bargains.
You've still got plenty of time. Take advantage of tax-favorable vehicles such as a 401(k) plan and IRA.
Mortgage rates jumped for a second straight week.
Bankrate wants to hear from you and encourages thoughtful and constructive comments. We ask that you stay focused on the story topic, respect other people's opinions, and avoid profanity, offensive statements, illegal contents and advertisement posts. Comments are not reviewed before they are posted. Bankrate reserves the right (but is not obligated) to edit or delete your comments. Please avoid posting private or confidential information, and also keep in mind that anything you post may be disclosed, published, transmitted or reused.
By submitting a post, you agree to be bound by Bankrate's terms of use. Please refer to Bankrate's privacy policy for more information regarding Bankrate's privacy practices.
A little research could save you BIG on interest.