I'm Greg McBride with Bankrate.com and here is your weekly look at credit card rates.
The average variable credit card rate ticked up to 14.5 percent, the same spot it occupied one month ago. The average fixed rate credit card remains at 13.71 percent.
While the average variable rate inched up this week, that doesn't mean rates are going up for all cardholders. Borrowers at the riskier end of the credit spectrum are those most likely to see increasing credit card rates, even with the Federal Reserve still holding benchmark interest rates steady.
Consumers with strong credit have the most bargaining power to secure the single-digit interest rates and zero percent balance transfer offers, or to grab one of the many attractive reward card offers in the marketplace.
For more information on credit cards, and to find the best credit card for your needs, make sure you visit Bankrate.com.
I'm Greg McBride.