credit cards

Credit card rates for Jan. 9, 2014


I'm Greg McBride, senior financial analyst with and here is your weekly look at credit card rates.

Credit card rates have been characterized by pretty tame movement for some time now, and this week was no exception. The new year started out with credit card rates inching higher. The average variable credit card rate is now 15.38 percent. The average fixed card rate remained at 13.02 percent.

2014 could prove to be the last hurrah for cardholders to pay down variable-rate credit card balances in an environment where they have the tailwind of low interest rates rather than the headwind of rising interest rates.

For more information on credit cards and to find the best credit card for your needs, visit

I'm Greg McBride.


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