credit cards

Credit card rates for Nov. 17, 2011



I'm Greg McBride, senior financial analyst with and here is your weekly look at credit card rates.

Variable credit card rates moved a touch higher this week, with the average rate now 14.48 percent. The average fixed rate credit card held at 13.71 percent for the 4th consecutive week.

Card issuers continue to nudge margins higher, particularly for consumers on the middle to lower end of the credit score spectrum. But consumers with strong credit are still in the driver's seat, as card issuers are reluctant to take on much in the way of risk and are actively seeking out the most creditworthy borrowers. The better your credit, the better your chances of landing one of the zero percent balance transfer offers or single digit interest rate credit cards in the marketplace. Even then, use the low rates as a tailwind to accelerate your debt repayment.

For more information on credit cards, and to find the best credit card for your needs, visit

I'm Greg McBride.



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