Auto loan rates in our weekly survey were down across the board this week. The average rate for a 48-month new-car loan fell 1 basis point, to 5.45 percent. The average rate for a 60-month new-car loan also fell, dropping 2 basis points to 5.48 percent.
Used-car loan rates were also lower. The average rate for a 36-month used-car loan slid 2 basis points, to 6.4 percent.
It could be a good time to refinance your auto loan. If you have at least three years left on a car loan and owe at least $7,500 to $10,000, you could stand to reap significant savings. Of course to really save yourself the most money, you must shop for the best rates. You can do that by visiting Bankrate.com. I'm Kristin Arnold.
Both new- and used-car loan rates pulled back this week.
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A little research could save you BIG on interest.