Adjust your withholding
Did you get a big refund? Are your work and tax circumstances about the same this year as last?
Then you probably should adjust your withholding so that you won't get a big tax refund next filing season.
Some people view tax refunds as forced savings accounts. That's not necessarily a good idea. It means Uncle Sam, not you, has control of your money for a year.
The ideal payroll withholding situation is to have just enough tax -- not too much, not too little -- withheld from your paychecks to meet your eventual annual tax bill.
In this way, you'll avoid writing the U.S. Treasury a check for tax due if you under-withheld. And if you over-withheld, you won't be waiting for a refund check.
Changing your withholding is easy. Just stop by your payroll office and submit a new W-4.