smart spending

'The craziest thing I did to save money'

Smoke less, travel more
Smoke less, travel more | Jim Wilkes/Getty Images

Smoke less, travel more

"Many years ago, my husband and I decided to stop smoking. He named the date we would start, and sure enough, before we went to bed that night, we tossed our packs of cigarettes. I told him that I was going to put away each day the amount of money we would have spent on the cigarettes. So, I made a ritual of every night putting away in a desk drawer $3. Back then, smoking was much cheaper.

"At the end of one year, I had saved almost $1,100. That money paid for a trip to London! I suggested this cessation method to a friend and he was successful in both saving money and eliminating his smoking habit."

-- Joyce from North Carolina

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