November 30, 2016 in Smart Money

How much does a tummy tuck cost?

A tummy tuck — a procedure also known as abdominoplasty — is typically performed as an elective surgery for patients who want a flat stomach.

Doctors remove excess skin and fat while tightening the muscles in the abdominal wall, which provides a flatter midsection.

Common reasons for developing loose or sagging skin in the abdominal area include aging, previous surgeries, genetics and large weight fluctuations.

With this being elective surgery, how much does a tummy tuck cost?

Who is a good candidate for a tummy tuck?

The best candidates for this procedure are people who are otherwise in good health. Many patients who choose to have a tummy tuck include women who have had multiple pregnancies or people who have lost a large amount of weight.

Tummy tucks eliminate the excess fat deposits and loose skin that make individuals feel self-conscious about their image.

Anyone who plans on getting pregnant or losing a significant amount of weight may be better off postponing a tummy tuck. Other considerations for anyone considering the procedure include potential scarring and a painful recuperation.

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Types of tummy tucks

When you’re preparing for a tummy tuck, the first step is to choose a plastic surgeon. Before you even consider the cost of the procedure, you need to schedule a consultation to talk about your goals. At that point, the surgeon may recommend one of two types of tummy tucks:

Depending on your overall health and the type of tummy tuck you receive, the surgery usually takes from one to five hours. It may be done as an outpatient procedure, or it may require an overnight stay in the hospital.

In either case, you can expect to receive general anesthesia during the operation.

Possible tummy tuck complications

Anyone considering getting a tummy tuck should be aware that this procedure isn’t a substitution for a healthy diet and exercise for weight loss. The results are permanent, but they can be affected by significant weight fluctuations after the surgery. Additionally, possible complications include:

Tummy tuck costs

Tummy tuck costs can range from $3,000 to $12,000, depending on factors such as your geographic location, the surgeon and the scope of the treatment involved in the surgery.

Extended tummy tuck prices include liposuction and fall into the high-end of the cost range, with a price tag of $11,000 to $12,000.

According to the American Society of Plastic Surgeons, tummy tuck prices average $5,500. Typical charges include:

If you’re paying for a tummy tuck with a credit card, a 0 interest card could help keep costs to a minimum.

Insurance coverage

In most cases, patients elect to have a tummy tuck as a cosmetic procedure, which most insurance companies do not offer coverage for. If you have a medical necessity, such as when you have a hernia that can be corrected with the procedure, insurance companies may provide some coverage.

If you’re unsure if your carrier provides benefits to help defray the cost of a tummy tuck, call the insurance company ahead of time to get all of the information available.

Whether or not your procedure is eligible for insurance, your surgeon may offer financing options that allow you to pay off the tummy tuck cost over time.

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