smart spending

6 common holiday budget busters

Holiday budget busters
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Holiday budget busters © Andrei Zarubaika/Shutterstock.com

Holiday budget busters

With holiday sales expected to reach $616.9 billion this year -- a 4.1-percent increase over 2013 -- according to the National Retail Federation, retailers will be pulling out all the stops to get you to spend more money than you initially planned.

It's easy to get carried away with the spirit of the season and to overspend when shopping for gifts. Here are six ways you can bust your budget without even trying.

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