smart spending

The best financial apps for Android phones

Other types of finance apps
Other types of finance apps

Debt Snowball by Double E (free): This app will let you input outstanding debt, then create, manage and maintain a payoff plan. Once you set up accounts, it will track where you are in your debt repayment and how long it will take until the loan is repaid. One drawback: The user has to input and maintain all the data to make this app worthwhile. I suggest this for anyone with student loan debt.

Debt Payoff Planner by Adonis Apps LLC ($0.99): This app uploads your information, and you play with different scenarios for payoff. There is a free version, but you'll want to invest the buck and buy the premium version.

ATM Locators

AllPoint by LocatorSearch (free): Paying ATM fees is a pet peeve for many, but there are times, especially in an unfamiliar area, when you're tempted to pay fees for convenience's sake. This app will locate a surcharge-free ATM nearby and give you directions, complete with landmarks.

Managing store loyalty cards

Key Ring Reward Cards & Coupon by Mobestream Media (free): Key Ring allows you to input all your store loyalty cards in one place. It also displays sales, coupons and other special offers available through those merchants and tracks loyalty points.

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