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8 secrets about your debit card

It can help you find lost receipts
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Debit card and receipt

If you can't find the receipt for that phone charger you bought last month, your debit card might be able to help, says Daniel Butler, vice president of retail operations for the National Retail Federation.

Some issuers offer a service where "they'll research it and email it to you," he says. "It's a nice feature."

Not all institutions handle the request the same way. Some charge a minimal fee. Some deliver the receipt by mail, rather than email, which takes longer. With some, it may not be the actual receipt, but a record of the purchase with the amount, item and date. But if the receipt is something you need, this is at least another option.

Searching for extra money instead?

A few institutions are still offering rewards programs for debit card users. And some banks and credit unions have optional savings programs to round up purchases and bank the difference or deposit a set amount, such as $1, to savings every time you use the card.


 

 

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