8 great ways to avoid growing bank fees
Add services to reduce fees
Most banks want you to use as many of their services as possible, and they'll give you free perks for doing so. Many of those services won't bring additional bank fees and can help you get the free checking account and savings account you want, says Weston.
"Things like direct deposit, online-only banking and paperless statements help banks," she says. "These are all things that can raise you just a bit in the hierarchy of profitable customers."
For example, Wells Fargo will waive its monthly account fee on its everyday checking account if you sign up for direct deposit; Citibank allows you to waive its monthly fee if you exceed a combined average balance among several accounts, from checking and savings to retirement.