8 great ways to avoid growing bank fees
Know the rules of bank charges
New regulations have changed what banks can and can't charge for. You'll receive notice about those fee changes, but you have to open the bank's letters that land in your mailbox. For example, you may receive a note from your bank that your previously free checking account has imposed new monthly fees if you don't maintain a minimum balance.
Read the notices sent by your bank so you aren't unpleasantly surprised. "You've got to be an educated consumer," says Kathleen Burns Kingsbury, author of "Creating Wealth from the Inside Out." "You have to take the initiative to understand your accounts."