retirement

Retirement savings regrets

Highlights

Tennis pro Gigi Fernandez says adjust your lifestyle to your cash flow.
A crisis can interfere with best-laid plans, so adopt a spending plan.
Eschew designer fashions and pad your retirement account instead.

If you could go back in time to prepare for retirement, would you do things differently? A lot of people wish they had beefed up their retirement savings.

When retirement plans get botched

Pat Donovan would have spent less money on fashions and invested more in an IRA. Her worst fear is to drop dead in her office cubicle. More ...

Gigi Fernandez played professional tennis and made a lot of money in her youth, but she ran into some bad luck and made some unforced errors off the court. More ...

Simma Lieberman regrets her casual relationship with money. If she had to do it all over again, she would make money a priority. More ...

Read Gigi's story »

Bankrate's community sharing policy

Connect with us

Compare MMA Rates

MMA average
0.45%

About our rates

Most Read

About this index

Overnight Averages

Product	Rate	+/-	Last week
30 yr fixed mtg	3.77%		3.60%
15 yr fixed mtg	2.88%		2.74%
5/1 ARM	2.66%		2.54%

View rates in your area:

Product	Rate	+/-	Last week
$30K HELOC	4.98%		4.99%
$30K home equity loan	6.17%		6.19%
$50K HELOC	4.56%		4.56%

View rates in your area:

Product	Rate	+/-	Last week
48 month used car loan	2.92%		2.93%
48 month new car loan	2.45%		2.45%
36 month used car loan	2.88%		2.88%

View rates in your area:

Product	Yield	+/-	Last week
6 month CD	0.45%		0.41%
1 yr CD	0.67%		0.62%
5 yr CD	1.24%		1.22%

Compare rates:

Product	Rate
Balance Transfer Cards	15.92%
Cash Back Cards	16.34%
Low Interest Cards	11.01%

Compare rates:

By Jennie Phipps

Retirement »

5 ways to derail a retirement plan

Want to derail your retirement plan? Make these five mistakes.

View more Bankrate Blogs »

Partner Center

Advertising Disclosure: Bankrate.com is an independent, advertising-supported comparison service. Bankrate may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website.