retirement

Countdown to retirement: One year to go

Retirement » Countdown to retirement: One year to go

No. 8: Design your portfolio for income
8 of 8
Next
No. 8: Design your retirement portfolio for income © Kurhan/Shutterstock.com

No. 8: Design your portfolio for income

As you count down to retirement, you will move from accumulating funds to withdrawing funds on which to live. Designing a post-retirement investment portfolio that can provide enough income while appropriately managing risk is a major challenge, especially as life spans are increasing. This requires a balance of growth assets such as stocks and more conservative assets, such as bonds and cash.

Vollmer stress-tests client portfolios to ensure that, to the greatest degree possible, they can last throughout a long retirement and avoid major losses in the event of a sudden or prolonged market downturn. "We look at various scenarios and run simulations so that market events don't derail client goals and plans," he says.

Previous
8 of 8
Next

advertisement

Countdown to retirement As you count down to retirement, make your transition to freedom a smooth one by taking these steps.
Show Bankrate's community sharing policy
          Connect with us
advertisement
CD & INVESTING NEWSLETTER

Learn the latest trends that will help grow your portfolio, plus tips on investing strategies. Delivered weekly.

Blog

Jennie Phipps

Are pensions on a slippery slope?

Congress passed a law to save multiemployer pensions but some experts say it threatens all pensions.  ... Read more

advertisement
Partner Center
advertisement

Connect with us