5 little-known facts about Social Security
For most people, Social Security is one component of retirement income -- one leg of the so-called three-legged stool.
Pensions are another component, but these days few workers get a pension. The last leg would be personal savings, whether in a 401(k) plan, IRA, an investment account or savings account.
Read Bankrate's Retirement Guide to learn basics about how to construct a retirement plan.