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10 great places to retire in the US

Saugatuck-Douglas, Mich.

Overview
This two-bedroom, one-bath, 1,003-square-foot home with a pond and waterfall sits on just under one-fifth of an acre and is within walking distance of downtown Douglas, says broker Sandy Jo Shanahan of Shoreline Realtors. The garage has a loft perfect for a home office or studio.

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Price: $207,000
Area median price: $204,000
Features
2 bedrooms, 1 bath
1,003 square feet
Deck
Small pond, waterfall
Oversized garage with loft

Saugatuck-Douglas is marketed as a perfect getaway destination for a weekend or a season, but some people put down roots here. Named a "top 10 lake town" and "top 10 small town," the resort community boasts 19th century architecture, rolling dunes and lush orchards, as well as lakeshore activities and art galleries galore. In fact, it's often called the "art coast of Michigan."

"The best part about living here is that you are living in a community that others take their vacations to," Shanahan says. "You never have to go home -- you are. It's life as it should be lived."

 

 

 

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If you're 59 1/2 and still working, you can probably move your 401(k) out of your employer's plan and into an IRA, gaining more in
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