10 great places to retire in the US

Coeur d'Alene, Idaho

This home is typical for listings near the median price, says Kim Cooper, broker at Select Brokers in Coeur d'Alene. The 1,380-square-foot, three-bedroom, two-bath ranch house was built in 1999 and has vaulted ceilings, a rock fireplace, open floor plan, patio, storage shed and two-car garage on a one-fifth acre lot.

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Price: $179,900
Area median price: $180,255
3 bedrooms, 2 baths
1,380 square feet
Rock fireplace
Two-car garage

In Coeur d'Alene, named a "top 10 lake town," the namesake lake has helped build the town's reputation. Along with water activities and beach, locals here enjoy wineries, art galleries, community theater and a casino.

"Coeur d'Alene is a place of four distinct seasons," Cooper says. "Each brings its own treasure trove of activities. With our multitude of lakes and rivers, hundreds of miles of trails and thousands of acres of national forest surrounding us, the opportunities for outdoor activities are endless. We enjoy the beauty of forested mountains by hiking or riding the trails. Yet, we are within 25 minutes of minor league baseball, hockey and Championship Arena football in Spokane, Wash., where we can also enjoy Broadway productions, symphony and a thriving art district."

As always in real estate, location is key. In the pricier towns, you can often move just a few blocks away from the trendiest, most desirable neighborhoods and save tens or even hundreds of thousands of dollars, which helps immensely when you do your retirement planning.

A location near the grandchildren often trumps all other considerations.



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