smart spending

6 low-cost ways to save on holiday gifts

Make a gesture
Next
Slide 5 of 7
Back
Make a gesture

Although giving baked cookies or homemade candy during the holidays may be considered old-fashioned, knowing you took the time and effort to make something can mean a lot, Gallegos says.

You also can take advantage of technology by making a video of your family singing a Christmas carol or your children performing a play.

When you make a video, create a photo calendar or put together a scrapbook for friends or family, everyone benefits. Your family joins together to work on a project, and the recipient gets years of enjoyment from your gift.

"These handmade gifts, specific and unique to the recipient, are priceless," Gallegos says.


Next
Slide 5 of 7
Back

advertisement

Show Bankrate's community sharing policy
          Connect with us
MORTGAGE HOME EQUITY AUTO CDs CREDIT CARDS
Product Rate Change Last week
30 year fixed 4.17%  0.07 4.24%
15 year fixed 3.26%  0.04 3.30%
5/1 ARM 3.33%  0.09 3.42%
 
View Rates in your area Next
Product Rate Change Last week
30K FICO-based HELOC 4.29% --0.00 4.29%
50K FICO-based HELOC 4.04% --0.00 4.04%
100K FICO-based HELOC 3.89% --0.00 3.89%
 
View Rates in your area Next
Product Rate Change Last week
60 month used car loan 2.79% --0.00 2.79%
48 month used car loan 2.99%  0.01 2.98%
60 month new car loan 3.24% --0.00 3.24%
 
View Rates in your area Next
Product Rate Change Last week
1 Year CD 0.97%  0.02 0.95%
2 Year CD 1.16%  0.01 1.15%
5 Year CD 1.71%  0.04 1.75%
 
View Rates in your area Next
Product Rate Change Last week
Balance Transfer Cards 15.75%  0.02 15.77%
Cash Back Cards 16.45%  0.03 16.48%
Low Interest Cards 10.96% --0.00 10.96%
 
Next
advertisement
FRUGAL NEWSLETTER

Discover new ways to cut costs and save more every day. Reduce your spending, not life’s pleasures. Delivered weekly.

advertisement
Partner Center
advertisement

Connect with us