Make a gesture
Although giving baked cookies or homemade candy during the holidays may be considered old-fashioned, knowing you took the time and effort to make something can mean a lot, Gallegos says.
You also can take advantage of technology by making a video of your family singing a Christmas carol or your children performing a play.
When you make a video, create a photo calendar or put together a scrapbook for friends or family, everyone benefits. Your family joins together to work on a project, and the recipient gets years of enjoyment from your gift.
"These handmade gifts, specific and unique to the recipient, are priceless," Gallegos says.