Inside:Mortgage rate | Adjustable mortgage rate Glossary | Help MortgageHome Equity AutoCDs & Investments RetirementChecking & Savings Credit Cards Debt Management College FinanceTaxesPersonal Finance PERSONAL FINANCE: NEWS & ADVICENEW ON BANKRATEUse our new search tool to find aCERTIFIED FINANCIAL PLANNER™ Professionalin your area.PERSONAL FINANCE NEWS'I need money. Can you help me?'In these tough times, friends may need financial assistance. When should you say yes, when should you walk away? Getting check 'float' time Rebate: Spend or save? ID theft an inside job Nix fees for canceled travel Finding where the jobs are Ways to save on groceries Steps to save $1,000 in '08 Your Best Interest ReportMortgageHome EquityAutoCDs & InvestmentsTo compare local rates enter ZIP code:NATIONAL OVERNIGHT AVERAGESTODAY+/-LAST WEEK30 yr fixed mtg6.33%6.13%15 yr fixed mtg5.86%5.64%5/1 ARM5.73%5.48%30 yr fixed jumbo mtg7.28%7.20%5/1 jumbo ARM6.29%6.23%About this indexRates may include pointsTo compare local rates enter ZIP code:NATIONAL OVERNIGHT AVERAGESTODAY+/-LAST WEEK$30K HELOC4.70%4.65%$50K HELOC3.64%3.95%$30K Home Equity Loan7.78%7.90%$50K Home Equity Loan7.63%7.80%$75K Home Equity Loan7.63%7.78%About this indexRates may include pointsTo compare local rates enter ZIP code:NATIONAL OVERNIGHT AVERAGESTODAY+/-LAST WEEK36 month new car loan6.81%6.81%48 month new car loan6.85%6.85%60 month new car loan6.50%6.50%72 month new car loan6.32%6.32%36 month used car loan7.15%7.15%Rates may include pointsSelect a product to compare rates:1-year CD6-month CD3-month CD5-year CD1-year jumbo CDMoney Market AccountJumbo MMANATIONAL OVERNIGHT AVERAGESTODAY+/-LAST WEEK6 month CD3.04%3.00%1 yr CD3.47%3.41%5 yr CD4.04%3.98%1 yr IRA CD3.17%3.17%5 yr IRA CD3.78%3.78%About this indexRates may include pointsSPECIALSExclusive:Sweep accounts can payBattleground for yieldControversy spurs lawuitMore Exclusives, Specials-----------------Bankrate's money guides2008 Cash-back Credit Card Rewards Study2008 Cash Sweeps Study2008 CD Study2007 Courtesy Overdraft Study2007 Gift Card Study2007 Closing Costs StudyFall 2007 Debit Card Study2007 Checking StudyCD Early Withdrawal Penalties Survey2006 Gift Card Study2007 Spring Check Card StudyPassbook/Savings Study-----------------FDIC: Safety net for savings8 money moves for 2008Fighting foreclosureGiving the gift of charityGuide to ARM resetsCandidates' money viewsSaving for the holidaysSave on school shoppingSubprime industry meltdownCutting wedding costsBLOGS / EXPERTSFeatured:Taxes: Eye on the IRSSummer camp tax credit?Mortgage MattersStraddling the short refi fencePlastic RapGood credit can save moneyMore Blogs, Experts-----------------Q&A experts-----------------College Money GuruDriving for DollarsReal Estate AdviserAsk Dr. DonBankruptcy AdviserTax TalkBoomer BucksThe Debt AdviserRetire: Guest columnists-----------------Blogs-----------------Plastic RapMortgage MattersFed OutlookTaxes: Eye on the IRSRATE ANALYSISExpert rate commentary:Daily mortgage blogInterest Rate RoundupRate Trend IndexTrack interest rates:Graph rate trendsFederal Reserve coverageYour Best Interest ReportCOFI, LIBOR, prime rateGUIDESReal Estate GuideWhat will $400K buy?Local mortgage ratesIs now the time to buy?Investing GuideInvesting in hard timesLipstick = recession?Create perfect portfolioWEEKLY ROUNDUPFree newsletters! Sign up now. See sample. XMLSubscribe: RSS feeds. INVESTMENT RATESCDs & INVESTMENTS RATE SEARCHCompare local interest ratesFind best yields nationwide with 100 Highest Yields, or search rates locally. CDs/IRAsSelect a CD or an IRA product:High yielding CDsCDs by stateHigh yielding IRAsIRAs by stateMMAs/MMMFsSelect a money market type:High yield MMAsMMAs by stateHigh yield MMAs/IRAsMMAs/IRAs by stateMoney Market Mutual FundsCALCULATORSCertificates of depositEarnings to the pennyMortgage paymentAmortization & paymentPersonal financeWhat is your net worth?Take your lunch to work?How much do you save?Survive on one income?Should your spouse work?More calculators»BASICS SERIESCDs & Investing BasicsCreate an investment plan, watch the nest egg grow.Develop a savings planEvery kind of CD explainedTreasury bonds and morePros and cons of annuitiesAll about IRAsEDITORS' PICKSMaxing out FDIC coverageSearch local mortgage rates100 highest CD yieldsDifficult ditching a gas hogInsuring $1 million in CDsFDIC protects your moneyYour Best Interest ReportHow safe is your bank?FIND A PLANNERSearch for aCERTIFIED FINANCIAL PLANNER™ ProfessionalSearch by city, nameSearch by nameSearch by ZIP codePERSONAL FINANCE NEWS THIS WEEKWill you accept 'thief' as your friend?Social networking sites have made young people the easiest targets for ID theft. But no one is totally safe.45 billion reasons to hate identity theftSleazy con artists are more than a nuisance -- costing businesses and consumers $45 billion a year.10 ways to tame summer camp costsA little knowledge and preparation can help keep the kids smiling and the camp costs under control.Extreme savers share their secretsThese frugal fanatics take saving a few dollars to the next level. See the tricks they use to slash their spending.More personal finance news»Get alerted to upcoming features:New research, money guides, tax tips, personal finance, financial literacyADVERTISING PARTNERS