smart spending

6 figures to financial success

Minimum FICO score target
Next
7 of 8
Back
Minimum FICO score target

FICO, the company whose credit scores are used by most lending institutions to assess a borrower's creditworthiness, recently released data showing 35 percent of credit card users fall below the 650 mark. That's up from 27 percent pre-recession. That means more than one-third of Americans are only eligible for subprime loans, Ulzheimer says. On the other hand, a credit score of 750 or above will get you approved for the best deal anybody has to offer, he says.


 

 

advertisement

Show Bankrate's community sharing policy
          Connect with us
MORTGAGE HOME EQUITY AUTO CDs CREDIT CARDS
Product Rate Change Last week
30 year fixed 4.20%  0.10 4.30%
15 year fixed 3.28%  0.02 3.30%
5/1 ARM 3.53%  0.19 3.34%
 
View Rates in your area Next
Product Rate Change Last week
30K FICO-based HELOC 4.38% --0.00 4.38%
50K FICO-based HELOC 4.11% --0.00 4.11%
100K FICO-based HELOC 3.96% --0.00 3.96%
 
View Rates in your area Next
Product Rate Change Last week
60 month used car loan 2.63% --0.00 2.63%
48 month used car loan 2.91%  0.01 2.90%
60 month new car loan 3.16%  0.01 3.17%
 
View Rates in your area Next
Product Rate Change Last week
1 Year CD 0.90%  0.00 0.90%
2 Year CD 1.10%  0.01 1.09%
5 Year CD 1.81%  0.07 1.74%
 
View Rates in your area Next
Product Rate Change Last week
Balance Transfer Cards 15.66% --0.00 15.66%
Cash Back Cards 16.36% --0.00 16.36%
Low Interest Cards 10.86%  0.01 10.87%
 
Next
advertisement
FRUGAL NEWSLETTER

Discover new ways to cut costs and save more every day. Reduce your spending, not life’s pleasures. Delivered weekly.

advertisement
Partner Center
advertisement

Connect with us