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Minimum FICO score target

FICO, the company whose credit scores are used by most lending institutions to assess a borrower's creditworthiness, recently released data showing 35 percent of credit card users fall below the 650 mark. That's up from 27 percent pre-recession. That means more than one-third of Americans are only eligible for subprime loans, Ulzheimer says. On the other hand, a credit score of 750 or above will get you approved for the best deal anybody has to offer, he says.


 

 

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