smart spending

Money lessons from 5 summer movies

'Cowboys & Aliens'
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'Cowboys & Aliens'

It's the Old West, circa the early 1870s. So what are spaceships full of aliens doing in the Arizona territory?

They're after gold. But with Harrison Ford and Daniel Craig leading the woefully outgunned cowboys, you know those aliens are going to get more than they bargained for. And it's more likely to be measured in caliber than karats.

Real-world money takeaway: Just because a venture could net you some gold doesn't mean it's a good idea.

Too often investors think they can strike it rich with one good investment, says Jill Gianola, CFP and author of "The Young Couple's Guide to Growing Rich Together." There are two main problems with the get-rich-with-one-investment approach.

First, "there is no such thing as a perfect investment," Gianola says. "All investments, including gold, have had their ups and downs." Second, "you risk putting all your eggs in one basket if you only concentrate on a particular investment. That makes you more vulnerable."


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