smart spending

Great holiday gifts for $10 or less

For emergencies
For emergencies © bkhphoto - Fotolia.com

For emergencies

Sometimes the gift that's valued most is the one someone can reach for in an emergency, such as a flashlight for the glove compartment.

Another that can come in handy? A gas gift card. The tank is nudging toward "E" and so is your wallet. Having an emergency gas card might not get you a full tank, but it will buy "enough to get you where you need to be," Lowell says.

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