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Rethink your phone service
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Rethink your phone service

Fed up with expensive telephone bills? Jonni McCoy, author of the Miserly Moms website, recommends switching to an alternative phone service like magicJack or Skype.

Such services allow you to make local and long-distance calls for a fraction of the price of traditional phone service. For instance, magicJack customers can get phone service for as little as $19.95 a year, while Skype calls are free to other Skype users.

"These are good alternatives to (traditional) phone service, and they include long distance, so no extra card is needed," McCoy says.

Customers nervous about dropping their traditional phone carrier have other options for saving money.

For example, consider canceling long-distance service from your phone carrier and using calling cards instead, says Susan Palmquist, creater of money blog The Budget Smart Girl's Guide to the Universe.

Need a second phone line? In this case, a service like magicJack works well, because it's "much cheaper than adding a second line to your existing phone account," Palmquist says.

When it comes to your monthly cell phone bill, save money by cutting down on your minutes and switching to a more basic plan. Palmquist recommends switching to a pay-as-you-go cell phone.


 

 

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