Take a proactive approach to use coupons and save money with your smartphone.
- Free apps: Use free mobile apps to find coupons, savings and deals you can download to your phone and scan right from the screen. No clipping required. Apps such as Shopkick, Coupon Sherpa, The Coupons App and Foursquare are GPS enabled, so they know where you are and offer relevant deals. "Check these apps before you check out," says Woroch.
- Text coupons: "Opt in on the retailer's website or in (the) store when asked to allow coupons and savings to be sent directly to your phone via text," says Woroch.