smart spending

7 uncommon ways to save for the holidays

Give the same gift to everyone
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Give the same gift to everyone

If you regularly give to the people who help you run your life better -- your cleaning professionals, doorman, plumber or grass cutter -- give them a useful gift to show your appreciation while you save money.

Find out their particular interests in hobbies and buy them magazine subscriptions. Some annual subscriptions are less than $10. Or make a small donation to their favorite charities.

Use this same tactic with family and friends. Michelle Girasole, co-author of "The Sassy Ladies' Toolkit for Start-up Businesses," says she buys almost everyone on her list the same gift because it saves her time and money.

"Last year, I bought little journals off the Compendium catalog website (live-inspired.com). They cost less than $10 each because I had a wholesale account! I wrote something complimentary about each person on the first page," Girasole says. "What a big hit!"


 

 

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