smart spending

7 shopping secrets retailers won't tell you

The 'magic' of the display
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We can learn a lesson in Underhill's book from a story told by a retailer about a tempting display of T-shirts.

"We buy them in Sri Lanka for $3 each. Then we bring them over here and sew in washing instructions, which are in French and English. Notice we don't say the shirts are made in France. But you can infer that if you like. Then ... we fold them just right on a tasteful tabletop display, and on the wall behind it we hang a huge, gorgeous photograph of a beautiful woman in an exotic locale wearing the shirt."

Resist the urge: "Write a monthly mall shopping budget and stash cash in an envelope specifically for that purpose. When the envelope is empty, stop spending," says Ramsey. "A written budget makes you think twice when you are tempted by impulse buys."




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