Rethink your cable2 of 7While cable TV rates vary by region, most subscribers have something in common, says Julie Murphy Casserly, president of JMC Wealth Management in Chicago."They're probably overspending based on what they actually use," Casserly says.According to Casserly, the solution isn't to make drastic cuts on home entertainment but rather to set up a system where you pay only for the programming you watch. On the one hand, that means making your plan as basic as you can. But it also means doing something a little counterintuitive to anyone watching their budget. Use pay-per-view and on-demand offerings in lieu of expensive movie channel subscriptions, Casserly says."I advise this with all my clients, and on average, they save between $40 and $100 a month because they only pay for what they watch," she says. Related Articles:Does penny-pinching pay?When it pays not to scrimpHow to dodge debt denialHome insurance: Don't go bareRelated Links:Advantages of savings accountsQuiz: Best cell phone plan4 ways to cut phone billCrazy ways to save advertisement
While cable TV rates vary by region, most subscribers have something in common, says Julie Murphy Casserly, president of JMC Wealth Management in Chicago.
"They're probably overspending based on what they actually use," Casserly says.
According to Casserly, the solution isn't to make drastic cuts on home entertainment but rather to set up a system where you pay only for the programming you watch. On the one hand, that means making your plan as basic as you can. But it also means doing something a little counterintuitive to anyone watching their budget. Use pay-per-view and on-demand offerings in lieu of expensive movie channel subscriptions, Casserly says.
"I advise this with all my clients, and on average, they save between $40 and $100 a month because they only pay for what they watch," she says.
Bankrate wants to hear from you and encourages thoughtful and constructive comments. We ask that you stay focused on the story topic, respect other people's opinions, and avoid profanity, offensive statements, illegal contents and advertisement posts. Comments are not reviewed before they are posted. Bankrate reserves the right (but is not obligated) to edit or delete your comments. Please avoid posting private or confidential information, and also keep in mind that anything you post may be disclosed, published, transmitted or reused.
By submitting a post, you agree to be bound by Bankrate's terms of use. Please refer to Bankrate's privacy policy for more information regarding Bankrate's privacy practices.